🔐Dual Vault Protocol

rAI employs RWAlpha's core innovation — the Dual Vault Protocol — which fully separates principal from yield, achieving structural risk isolation.

Principal Vault

The Principal Vault holds the underlying ETF basket, with the AI Engine assisting in position management to precisely track the index NAV and safeguard principal security and appreciation. The rAI tokens you hold represent your share in the Principal Vault, minted directly to your Web3 wallet via smart contract. You have full autonomous control over your tokens and can freely compose them with DeFi protocols on-chain at any time.

Yield Vault

The Yield Vault aggregates the Covered Call distribution income from the underlying ETF basket. After deducting transaction fees and platform operating costs, yield is settled weekly in USDT to users. No claiming required — distributions are automatically sent to your linked wallet every Friday.

Core Advantages of the Dual Vault

The key innovation of the Dual Vault Protocol lies in the complete separation of principal and yield: the rAI token price in the Principal Vault is anchored to the underlying ETF NAV and is unaffected by distribution operations; the Yield Vault independently accounts for weekly options income, ensuring the sustainability and transparency of distributions. This design eliminates the Ponzi risk of "paying yield from principal" that exists in some DeFi yield protocols.